Job Information
TD Bank AML Financial Crime Risk Investigator II (Production Orders, BCPIF, Grid Alerts) in Toronto, Ontario
Work Location:
Toronto, Ontario, Canada
Hours:
37.5
Line of Business:
Financial Crime Risk Management
Pay Details:
We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.
Job Description:
High Risk Investigation (HRI) conducts investigation of complex and sensitive cases to determine potential suspicious activities. Within the HRI, there is a specialized unit consisting of subject matter experts and investigators with accountabilities for conducting investigation of Production Orders, Grid Alerts, referrals from Bank Crime Prevention and Investigation Framework (BCPIF) and other referrals relating to financial crime including money laundering, terrorist financing, sanctions, fraud, anti-bribery, and anti-corruption.
The AML Financial Crime Risk Investigator II (Production orders, BCPIF, Grid Alerts) reports to the Group Manager AML Financial Crime Investigations (Production Orders, BCPIF, Grid Alerts).
The AML Financial Crime Risk Investigator II (Production orders, BCPIF, Grid Alerts) is accountable primary for:
Conducting AML investigations of moderate complexity specifically relating to Production Orders, BCPIF, Grid alerts, and other and other referrals while applying reasonable grounds to suspect money laundering, terrorist financing and other financial crimes.
Recommending for demarket and/or freezing accounts by the appropriate investigative unit.
May at times provide quality control/review and mentorship of a team.
Additionally, the AML Financial Crime Risk Investigator II (Production Orders, BCPIF, Grid Alerts) is responsible for the mitigation of risk such as recommendation to demarket/ exit relationships, timely and/or without delay regulatory reporting of potential money laundering and terrorist financing activities.
Job Description
CUSTOMER
Conduct investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations relating to Production Orders, Grid Alerts, referrals from Bank Crime Prevention and Investigation Framework (BCPIF) and other referrals relating followed by determination of unusual and/or suspicious activities for regulatory reporting as well as risk mitigation such as demarketing of relationships and accounts.
Conduct investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations.
Assist with reviewing and investigating Production Orders and Grid alerts issued by law enforcement agencies related to criminal actions.
Assist with reviewing and investigating court orders (subpoenas) related to criminal actions.
Assist and coordinate investigations with various law enforcement agencies as delegated.
Ensure the regulatory reporting is conducted in a timely manner and/or without delay while adhering to regulatory requirements and internal controls.
Conduct data analysis, manipulation and interpretation looking for patterns and anomalies.
Conduct investigations in a professional and timely manner.
Apply sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats.
Assess and prioritize files and investigate assigned cases ensuring proper protocols are in place and effectively applied.
Prepare and deliver AML, Sanctions/ABAC & Financial Crime and/or fraud detection/loss prevention training or updates to Bank Employees or other agencies as assigned.
SHAREHOLDER
Develop and maintain effective relationships with key stakeholders including Corporate Security, Legal, Human Resources.
Patriciate in forums, working groups and other established task force while representing the HRI to ensure information is shared among various stakeholders in a timely, concise, and accurate manner.
Lead work streams by acting as a project lead for medium scale projects / initiatives in accordance with project management methodologies.
Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate.
Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area.
Conduct reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices.
Protect the interests of the organization – identify and manage risks and ensure the prompt and thorough resolution of escalated non-standard, high-risk issues.
Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts.
Adhere to internal policies/procedures and applicable regulatory guidelines.
Monitor service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist.
Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
EMPLOYEE / TEAM
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation, and teamwork and ensure timely communication of issues/ points of interest.
Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit.
Keep current on emerging trends/ developments and grow knowledge of the business, related tools, and techniques.
Participate in personal performance management and development activities, including cross training within own team.
Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities.
Contribute to team development by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.
Contribute to a fair, positive, and equitable environment that supports a diverse workforce.
Act as a brand champion for your business area/function and the bank, both internally and/or externally.
BREADTH & DEPTH:
Investigates criminal investigations ranging from simple to complex in nature.
Sound knowledge of Bank products, systems, policies, and procedures.
Experienced working professional role providing services, advisory or processes / program support.
Strong knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings, and financial/ crime trends.
Leads projects or work streams within broader projects with moderate risk and may be accountable for ongoing activities, processes, and functional programs.
Accountable for own work and sometimes others; acts as an escalation point or knowledge resource for others in their own area
Work performed under minimal management guidance and supervision.
Generally, reports to a Group Manager.
EXPERIENCE AND / OR EDUCATION
Undergraduate degree or relevant professional certifications, designations, or equivalent required
3+ years relevant experience
Strong knowledge of Canadian AML legislation, requirements and guidance including by not limiting to Financial Transactions Report Analysis Centre of Canada (FINTRAC), Officer of the Superintendent of Financial Institutions (OSFI), Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA), and the Criminal Code of Canada
Knowledge of Production Orders, Grid Alerts, referrals from Bank Crime Prevention and Investigation Framework (BCPIF) and other referrals
Knowledge and experience with investigating complex and sensitive ML/TF and sanctions investigations.
Knowledge and experience interacting with law enforcement, corporate security, and other investigative groups.
Knowledge of current and emerging trends, risk and typologies of money laundering, terrorist financing and sanctions.
Excellent oral and written communication skills
Ability to work well independently and ability to collaborate and build positive relationships.
Strong decision-making, critical thinking, follow-through ability, analytical skills.
Ability to respond to shifting priorities quickly and managing competing priorities.
Proficiency in using computer applications including MS Office
Ability to exercise sound judgement in making decisions.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more (http://www.td.com/ca/en/about-td/who-we-are/benefits-of-working-at-td)
Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
Language Requirement:
N/A.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.