Student Veterans of America Jobs

Welcome to SVA’s jobs portal, your one-stop shop for finding the most up to date source of employment opportunities. We have partnered with the National Labor Exchange to provide you this information. You may be looking for part-time employment to supplement your income while you are in school. You might be looking for an internship to add experience to your resume. And you may be completing your training ready to start a new career. This site has all of those types of jobs.

Here are a few things you should know:
  • This site is mobile friendly. You do not need a log-in or password to access information.
  • Jobs on this site are original and unduplicated and come from three sources: the Federal government, state workforce agency job banks, and corporate career websites. All jobs are vetted to ensure there are no scams, training schemes, or phishing.
  • The site is refreshed daily to remove out-of-date content.
  • The newest jobs are listed first, so use the search features to match your interests. You can look for jobs in a specific geographical location, by title or keyword, or you can use the military crosswalk. You may want to do something different from your military career, but you undoubtedly have skills from that occupation that match to a civilian job.

Job Information

Northwest Bank Commercial Banking Credit Analyst / Assistant Relationship Manager in Nampa, Idaho

About Northwest Bank

Northwest Bank serves the business and professional communities of Idaho, Oregon, Washington, and Utah. We were founded in 2008 with the belief that banks should partner with their customers to find creative financial solutions that work.

In order to achieve that goal, we need experienced Assistant Relationship Managers on our team. People who share our vision and values, know their customers and work tirelessly to deliver successful financial solutions.

Job Overview

Located in Nampa, Idaho, the Assistant Relationship Manager (ARM) supports Relationship Managers (RMs) as a member of the client-facing production team. The ARM conducts credit analysis including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and plays a pivotal role in supporting a designated Relationship Manager (RM) to service existing clients and business development for new clients.

Essential Duties & Responsibilities 

  • Perform assigned duties in accordance with the Bank’s Mission, Vision and Core Values; provide the Bank’s customers with timely, responsive and exceptional service in accordance with the Bank’s customer service standards

  • Investigate, interpret and analyze credit reports

  • Develop key discussion points and questions to assist in analyzing loan opportunities

  • Support the Relationship Managers (RMs) and Loan Administrators to close loans

  • Spread and analyze financial statements and information to evaluate existing and projected company cash flow

  • Work with Loan Administration to determine necessary reports (UCC lien searches, title, insurance, appraisals / evaluations, environmental, flood, etc.)

  • Review independent appraisal and collateral exam reports

  • Develop list of key information necessary to support the loan approval process

  • Prepare detailed Credit Memorandums with defined Credit Quality Expectations and within Credit policies and procedures for review and approval

  • Make underwriting recommendations to the Relationship Manager, Market President, and Credit Administration, as appropriate

  • Assist in monitoring loans through timely collection of financial information / tickler management

  • Create and maintain customer files within defined bank standards

  • Attend customer meetings and provide written summary in underwriting and evaluating risk

  • Connect with loan applicants to ensure loan packages are complete

  • Participate in Credit Training to remain current on standards and expectations

  • Review portfolio reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.

  • Analyze/recommend line draws (via Borrowing Base Certificates, Construction Draws, etc.) as requested by RM

  • Support collection of past due accounts

  • Assist with the Know Your Customer (KYC) due diligence and new account onboarding for new clients

  • Assist with customer calls and marketing efforts

  • Maintain knowledge of and compliance with banking regulations

Required Qualifications: 

  • Bachelor’s degree in Business, Accounting, Finance, or related area; or equivalent work experience

  • Relevant experience analyzing business financial statements in the context of commercial banking, investment banking, or commercial real estate lending

  • Relevant experience with direct client interaction with businesses providing support related to financial services

Preferred Qualifications: 

  • Experience with financial analysis software such as Moodys and Bukers

  • Proficiency using Windows-based operating systems (Microsoft Word, Outlook, Excel, PowerPoint); spreadsheet applications to organize data used for advanced data analysis and for high-quality, professional presentations to clients and prospects

  • Thorough understanding of business cash flow and differing legal business structures

  • Experience working in a fast-paced environment where effectively managing multiple tasks and priorities is critical

  • Basic knowledge of risk analysis, economics, accounting, and finance practice

  • Strong relationship-building skills with demonstrated attributes that support a team-based environment

  • Thorough knowledge of lending policies and procedures preferred

  • Effective oral and written communication and time management skills

  • Basic knowledge of deposit and cash management banking products used by lower middle-market companies

Benefits  

  • Competitive Compensation Package 

  • Medical, Dental, and Vision 

  • Health Savings Account (HSA)

  • Flexible Spending Accounts (FSA)

  • 401(k) plan with company match 

  • Generous PTO & Holidays

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