Job Information
Guardian Life IM Underwriting Research Associate in Columbia, South Carolina
Do you want to be part of a collaborative underwriting team? Do you think big and grow, accelerate impact, and lead change? Is a culture where “People Count,” “We Do the Right Thing,” and “We Hold Ourselves to Very High Standards” important to you? Does a supportive environment that allows time to develop knowledge and encourages work/life balance entice you? If so, Guardian is seeking an IM Underwriting Research Associate.
As the IM Underwriting Research Associate, you will be at the forefront of new innovations deployed within the Life and DI underwriting practice. You will partner with actuarial, systems specialists, and other underwriting expertise to develop an underwriting quality control ecosystem providing insights into mortality and morbidity. You will demonstrate underwriting system improvements to the broader underwriting production teams and work with underwriters to effectively manage defect/enhancement deployment.
You are
• A problem solver who understands risk (mortality and morbidity).
• Customer-focused with strong written and verbal communication skills.
• Meticulous exhibiting a high degree of accuracy in all responsibilities.
• Organized with strong time management skills and the ability to multi-task.
• An out-of-the-box, critical thinker.
• A team player and able to work independently.
You have
• 3 - 5 years of life or disability underwriting experience.
• Knowledge of life and/or disability insurance underwriting processes and procedures.
• Agile experience and able to work in JIRA.
• Moderate project management experience.
• Effective communicator (written and verbal).
• Proficient in MS Excel and able to perform basic exploratory data analysis techniques.
You will
• Contribute to the underwriting quality control/assurance ecosystem by executing post-issue risk assessments and random hold-out underwriting assessments.
• Perform user acceptance testing from the business perspective ensuring usability and efficiency is at the core of our enhancement deployment strategy.
• Administer protective value study framework and contribute to cost-benefit analysis discussions.
o Engagement with life and disability on proposed policy adjustments based on protective value study findings.
o Deliver underwriting opinion on change implications to leadership.
• Perform research and development support for underwriting, having a clear understanding of the underwriting industry with its inherent challenges/opportunities.
Location/Travel
Remote (Flex), position may require occasional travel to Guardian main sites or industry conferences.
Salary Range
$66,130.00 - $108,640.00
The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.
Our Promise
At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.
Inspire Well-Being
As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues.
Health Care
Choice of [high deductible/copay] medical plans* with prescription drugs, including coverage for fertility and transgender inclusive benefits
Dental plan
Vision plan
Health care accounts – flexible spending, health reimbursement, and health savings accounts
Critical illness insurance
Life and Disability Insurance
Company-paid Life and Disability insurance plus voluntary supplemental coverage
Accident insurance
Retirement and Financial
401(k) retirement plan with a company match, plus an annual age/service-based Company contribution and an annual profit-sharing contribution, if applicable
Complimentary 1:1 financial guidance with a licensed Fidelity representative
Time Off and Remote Work
Flexible work arrangements (part in-person/part remote)
Unlimited paid time off for most roles plus time off for volunteering, jury duty, voting, and bereavement
Personal holidays for colleagues to use in recognition of religious, cultural, or civic days
Paid parental leave and paid family and medical leave policies
Emotional Well-being and Work-Life
Emotional well-being, mental health, and work/life resources powered by Spring Health
Wellness programs, including fitness program and equipment reimbursement
Child, adult, and elder back-up care support through Bright Horizons
Adoption assistance
College planning
Tuition reimbursement
Student loan assistance
Commuter benefits in select metropolitan areas
Equity & Inclusion
Opportunities to build inclusive and meaningful connections through involvement in colleague-led affinity groups:
Employee Resource Groups:
Colleague Connection Committees
Community Involvement Committees
A culture that encourages colleagues to bring their authentic selves to work
Voluntary self-ID
Pronunciation and phonetic spelling of names
Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.
Equal Employment Opportunity
Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.
Accommodations
Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact applicant_accommodation@glic.com .
Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.
Every day, Guardian helps our 29 million customers realize their dreams through a range of insurance and financial products and services. Our Purpose, to inspire well-being, guides our dedication to the colleagues, consumers, and communities we serve. We know that people count, and we go above and beyond to prepare them for the life they want to live, focusing on their overall well-being — mind, body, and wallet. As one of the largest mutual insurance companies, we put our customers first. Behind every bright future is a GuardianTM. Learn more about Guardian at guardianlife.com .