Job Information
Cashmere Valley Bank Senior Credit Analyst - Equipment Finance Department: LeasingFLSA Status: Exem in Cashmere, Washington
Cashmere Valley Bank Senior Credit Analyst - Equipment Finance Department: Leasing FLSA Status: Exempt Grade/Level: $61,174 - $104,343 Annually Job Type: Regular Work Schedule: Available to work Monday through Friday from 8:00 am to 6:00 pm, Saturdays on a rotating schedule and overtime as necessary. Job Status: Full Time Reports To: Department Manager Amount of Travel Required: Occasional Positions Supervised: None POSITION SUMMARY Originate and underwrite Equipment Finance loans and leases. Performs a variety of follow-up duties including collecting past due payments and outstanding documents. Develops relationships that facilitate cross selling other bank services and referrals to Financial Services Group. Develops and maintains relationships with vendors, brokers and customers. ESSENTIAL FUNCTIONS Reasonable Accommodations Statement To accomplish this job successfully, an individual must be able to perform, with or without reasonable accommodation, each essential function satisfactorily. Reasonable accommodations may be made to help enable qualified individuals with disabilities to perform the essential functions. Essential Functions Statement(s) * Analyze credit data to determine the degree of risk involved in extending credit. Make decisions to approve or deny the extension of credit within set credit authority established by senior management. * Be adept in originating, structuring, analyzing, negotiating and closing lease-financing deals and all necessary follow-up work. * Collect past due loans/ leases through phone calls, written correspondence and field calls when necessary. * Identify opportunities to provide additional products and services a customer may need and refer prospects to insurance agents, financial advisors, lenders or other staff as the situation warrants. * Has extensive contact with customers, vendors, brokers and the public. * Ability to learn, retain and follow legal and regulatory requirements. * Maintain growth and delinquency levels within a range acceptable by manager. Must maintain detailed notes on collection efforts. * Adhere to all policies, procedures and regulatory compliance requirements for Cashmere Valley Bank. * Regular, in person attendance is essential. * Model and uphold the Mission Statement of Cashmere Valley Bank. * Other duties as assigned. Job descriptions and duties may be modified if deemed necessary by management. POSITION QUALIFICATIONS Competency Statement(s) * Accountability - Ability to accept responsibility and account for his/her actions. * Accuracy - Ability to perform work accurately and thoroughly. * Communication, Oral - Ability to communicate effectively with others using the spoken word. * Communication, Written - Ability to communicate in writing clearly and concisely. * Confidentiality - Keep all customer financial information strictly confidential. * Customer Service - Ability to demonstrate continuous quality customer service to internal and external customers. * Ethical - Ability to demonstrate conduct conforming to a set of values and accepted standards. * Initiative - Ability to make decisions or take actions to solve a problem or reach a goal. * Interpersonal - Ability to get along well with a variety of personalities and individuals. * Multi-task - Ability to prioritize, manage and perform multiple tasks as warranted. * Professionalism - Practice a high degree of professionalism with a positive attitude. * Relationship Building - Ability to effectively build relationships with customers and co-workers. * Reliability - The trait of being dependable and trustworthy. * Team Player - Contribute to an overall team effort by being an effecti