KeyBank BB Underwriter II in Buffalo, New York
BB Underwriter IIinBuffalo, NYatKeyBank
Date Posted: 10/17/2020
Employee Type: Full-Time
Location: 726 Exchange Street Buffalo, NY
Date Posted: 10/17/2020
Headquartered in Cleveland, Ohio, KeyCorp (Key) is one of the nation s largest financial services companies. Key provides investment management, retail and commercial banking, consumer finance and investment banking products to individuals and companies throughout the United States and, for certain businesses, internationally.
Our goal is to be the best regional bank in the U.S. What that means is we put our clients needs first and take a customized approach to meeting those needs. At Key we ve made a promise to our clients that they will always have a champion in us. To deliver on that promise, we re committed to building a team of engaged employees who do the right thing for our clients and help them achieve their financial goals each and every day.
Essential Job Functions
Evaluate applicant's credit needs, financial strength and other background information to determine if request for credit is an acceptable risk.
Assess industry risk, quality of management, market position and overall business climate to estimate future loan repayment capacity of business.
Interpret cash flow, balance sheet, income statements, and tax returns (both personal and business) to determine credit worthiness.
Use credit bureau data, credit scoring models, financial statements, and relevant additional financial information to determine the degree of risk involved in extending credit
Effectively communicate credit decisions to team members and internal clients (branches, relationship managers, etc.).
Comply with Key Bank internal policies, applicable laws and regulations.
Bachelor's Degree with a preferred focus on business course work, or equivalent work experience.
Prior experience with commercial/small business lending is a plus
Familiarity with, and understanding of, traditional and automated commercial credit underwriting methodologies and their use is a plus
Commitment to Key core values : Teamwork, Respect, Accountability, Integrity and Leadership.
FLSA STATUS: Exempt
KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.