Student Veterans of America Jobs

Welcome to SVA’s jobs portal, your one-stop shop for finding the most up to date source of employment opportunities. We have partnered with the National Labor Exchange to provide you this information. You may be looking for part-time employment to supplement your income while you are in school. You might be looking for an internship to add experience to your resume. And you may be completing your training ready to start a new career. This site has all of those types of jobs.

Here are a few things you should know:
  • This site is mobile friendly. You do not need a log-in or password to access information.
  • Jobs on this site are original and unduplicated and come from three sources: the Federal government, state workforce agency job banks, and corporate career websites. All jobs are vetted to ensure there are no scams, training schemes, or phishing.
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  • The newest jobs are listed first, so use the search features to match your interests. You can look for jobs in a specific geographical location, by title or keyword, or you can use the military crosswalk. You may want to do something different from your military career, but you undoubtedly have skills from that occupation that match to a civilian job.
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Job Information

First Commonwealth Bank EFG Senior Credit Officer in Berwyn, Pennsylvania

Job Description:

As a Senior Credit Officer with the Equipment Finance Group, you provide Credit Support Services for equipment finance business lines and assists in the on-going management of credit risk. You perform credit analysis on small to middle ticket credit applications, analyze financial statements and credit reports. Prepares formal credit memos and presents recommendations to the Credit Manager or Loan Committee for middle ticket transactions.

Essential Job Responsibilities__

  1. Performs credit analysis on small to middle ticket credit applications to $5,000,000.

  2. Performs financial statement analysis, cash flow analysis and projection analysis.

  3. Analyzes consumer credit reports and commercial credit reports as part of the credit decision process.

  4. Communicates timely credit decisions in an accurate, clear and concise manner

  5. Gathers data relevant to the credit request regarding the business, the guarantor, total exposure and the collateral. Provides direct communication to internal and external customers on credit and documentation matters.

  6. Identifies credit applicants with minor weaknesses and apply appropriate structuring techniques e.g. rate enhancements, down payments, additional collateral, and term reduction. Presents applicant's strengths and weakness to internal and external customers.

  7. Prepares formal credit memos and presents recommendations to the Credit Manager or Loan Committee for middle ticket transactions.

  8. Requests the appropriate documentation as it relates to the size of the transaction and structure of the legal entity.

  9. Provides due diligence on portfolio acquisitions.

  10. Reviews and approves Source (Dealer/Broker/OEM) programs.

  11. Performs annual reviews for Obligors and Sources.

  12. Communicates EF credit underwriting strategies and business practices.

  13. Interacts with Team Members, Customers, Sources, Legal Advisors, Corporate Executives and Sale Representatives regarding specific opportunities and programs.

  14. Full knowledge and understanding of policies set forth by EF and the ability to abide by them.

Bona Fide Occupational Qualifications___

  1. Bachelor's degree in business or educational training specific to credit underwriting is preferred.

  2. A minimum of seven (7) years of experience with financial statement analysis expertise to evaluate finance transactions to $5,000,000.

  3. Strong reading, writing, and grammar skills; superior analytical and mathematical skills; proficient communicative and interpersonal relations skills required.

  4. Microsoft Windows and Microsoft Office knowledge required.

  5. May be eligible for Telecommuting.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

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