Job Information
COMERICA MANAGEMENT CO INC Consumer Lending Governance Manager in AUBURN HILLS, Michigan
Consumer Lending Governance Manager This position is designed to provide a holistic and transformative approach within our Risk Management framework and lifecycle across all Risk pillars critical to the Business. This position focuses on Risk Strategy and improvement of the underlying fundamentals and cross-functional support of Enterprise initiatives. Ensuring the Risk approach for the business is evolving and meeting Regulatory as well as 2nd and 3rd lines of defense expectations. This role will ensure the implementation of new regulations, coordination of audits and exam deliverables, as well as the change management aspects needed to evolve to a best in class framework and executional methodologies at the business level. The individual will manage a team of Business Unit Risk Analysts/ specialists in a given function to ensure that a comprehensive approach to risk mitigation and transformation is achieved. This individual will provide management oversight of compliance, audit, and regulatory reviews; manage the Business Unit Risk team to ensure a comprehensive approach to risk mitigation and prevention is achieved; provide deep understanding of both Risk and Transformational protocols while supporting a medium to large team. Key responsibilities include delivering the development, analysis, design, and execution of transformational solutions to drive new levels of business capabilities and operational risk effectiveness for the Line of Business.
Position Responsibilities: * Strategic Project Management -Manages Transformational projects to implement and sustain best in class frameworks and execution methodologies, focused on enabling and driving new levels of business performance. Leads business development and approvals, requirements, testing, stakeholder engagement, communications/training, and evaluation of results. Manages the strategy as well as the execution of programs including the ongoing evolution of the business Risk operating model (people, process, technology). * Strategic Planning -Develops strategic recommendations and roadmaps to transform the Retail technology platforms and business models to drive new levels of effectiveness, efficiency, and customer experience -Conducts research ("horizon watching") on industry and customer trends that influence the strategic roadmap, including branch of the future insights, digital innovations, and evolving customer preferences -Partners with key stakeholders to align strategies and execution activities to support the broader Retail Channel strategy -Develops recommendations and presentations to senior leadership regarding strategic channel capabilities -Manages the development and documentation of strategic roadmaps for BC and Self and Assisted Service capabilities -Provides research and analysis support for the Retail. * Strategy -- Responsible for creating a compliance and risk framework that develops, documents and maintains repeatable processes to determine, measure and report accurate view of significant current and future potential risks; Provide a roadmap for ensuring Risk Control Self Assessments are being conducted along with remediation efforts to close any gaps; Lead development and reporting of risk metrics, including Key Risk Indicators (KRIs); Manage and develop a risk dashboard for the Business Unit, tracking risk assessment activities, remediation efforts, and consolidated risk metric reporting. * Control Testing Oversight; Assess new or changing regulatory requirements and the effect on department (s) to ensure all regulatory and compliance controls remain effective and current; Measure against the appetite and the risk tolerance of the business unit and its processes;... For full info follow application link.
Comerica is proud to be an Equal Opportunity Employer - veterans/individuals with disabilities, committed to workplace diversity.